Retirement 2058 - What artificial intelligence reveals about 401(k) plans

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November 6, 2018 marked the 40th anniversary of 401(k) plans. Originally an obscure section of a tax bill, 401(k) accounts have evolved into a massive industry over the last 40 years. Unfortunately, 401(k)s haven’t kept up with the pace of innovation since 1978, and the age of the  system has started to show.

Retirement 2058 is the first whitepaper published by Dream Forward. Our goal is to publish periodic whitepapers to provide the industry and policymakers with unique insights from our proprietary conversational artificial intelligence (AI). Our database of employee conversations with a retirement-focused AI puts concrete analysis behind the problems that plague America’s retirement system.

We hope that the next 40 years leading up to November 6th, 2058 see modernization and transformation. We are publishing these whitepapers to help drive that change.


Click the button below to view a copy of the Retirement 2058 whitepaper. The link below also provides a download option.